Roof Replacement vs Premium Hike: A Data‑Driven Decision Guide
Fact: In 2024, 42% of Midwest homes older than 25 years faced insurance premium hikes of $1,500 + per year, according to the Insurance Information Institute.1 That pressure forces many seniors to weigh a one-time roof replacement against a multi-year cash-flow drain. The Insurance Mandate Conundrum: A Case Study